RICHARD CHAMPION) (URGENT MESSAGE

From: richardchampion237 <richardchampion237@terra.com.mx>
Date: 31-Jul-2006 18:24
Subject: RICHARD CHAMPION) (URGENT MESSAGE
To: undisclosed-recipients

Good day,

I am Mr. Richard Champion, staff of SMITH & WILLIAMSON . I am
contacting you concerning a deceased customer and an investment he
placed under our banks management three years ago.I Would respectfully
request that you keep the contents of this mail confidential and
respect the integrity of the information you come by as a result of
this mail.

I am contacting you independently of our investigation and no one is
informed of this communication. I would like to intimate you with
certain facts that I believe would be of interest to you. In the year
2003, the subject matter; came to our bank to engage in business
discussions with our private banking division. He informed us that he
had a financial portfolio of Six Million United States dollars, which
he wished to have us turn over (invest) on his behalf.
I was the officer assigned to his case, I made numerous suggestions in
line with my duties as the de-facto chiefoperations officer of the
private banking sector then, especially given the volume of funds he
wished to put into our bank. We met on numerous occasions prior to any
investments being placed.I encouraged him to consider various growth
funds with prime ratings. The favored route in my advice to customers
is to start by assessing data on 6000 traditional stocks and bond
managers and 2000 managers of alternative investments. Based on my
advice, We spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued
profit and interest stood at this point at over Two million United
States Dollars, this margin was not the full potential of the fund but
he desired low risk guaranteed returns on investments.

In mid 2004, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments in Helsinki-
Finland. He directed that I liquidate the funds and deposit it with
asecurity firm. I informed him that SMITH & WILLIAMSON would have to
make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 % deduction
from the funds to cater for banking and statutory charges. He
complained about the charges but later came around when I explained to
him the complexities of the task he was asking of us. Cash movement
across boarders has become especially strict since the incidents of
9/11. I contacted my affiliate and made the funds available to the
security firm.
I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited with the
security firm. The Security Firm is a specialist private firm that
accepts deposits from high net worth individuals and blue chip
corporations that handle valuable products or undertake transactions
that need immediate access to cash. This small and highly private
organization is familiarespecially to the highly placed and
well-connected organizations. In line with instructions, the money was
deposited with the security firm.
The deceased told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication
we had, this transpired around 25th of November 2004.In June last
year, we got a call from the security firm informing us about the
inactivity of that particular portfolio.

This was an astounding position as far as I was concerned, given the
fact that I managed the private banking sector I was the only one who
knew about the deposit at the security firm, and I could not
understand why the deceased had not come forward to claim his deposit.
I made futile efforts to locate the deceased. I immediately passed the
task of locating him to the internal investigations department of
SMITH& WILLIAMSON. Four days later, information started to trickle in,
apparently our client was dead. Aperson who suited his description was
declared dead of a heart attack in canne, in Southern part of
France.We were soon enough to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also
to come forward to claim his estate.
If you are familiar with private banking affairs, those who patronize
our services usually prefer anonymity, but also some levels of
detachment from conventional processes. In his bio-data form, he
listed no next of kin. In the field of private banking, opening an
account with us means no one will know of its existence, accounts are
rarely held under a name; depositors use numbers and codes to make the
accounts anonymous. This bank also gives the choice to depositors of
having their mail sent to them or held at the bank itself, ensuring
that there are no traces of the account and as I said, rarely do they
nominate next of kin.
Privatebanking clients apart from not nominating next of kin also
usually in most cases leave wills in our care, in this case; the
deceased died without a testate. In line with our internal processes
for account holders who have passed away, we instituted our own
investigations in good faith to determine who should have right to
claim the estate. This investigation has for the past months been
unfruitful. We have scanned every continent and used our private
investigation affiliate companies to get to the root of the problem.
It is this investigation that resulted in my being furnished with your
details as a possible
relative of the deceased.

My present official capacity as the Head of Finance dictates that I am
the only party to supervise the investigation and the only party to
receive the results of the investigation. What this means, you being
the last batch of names we have considered is that our dear late
fellow died with no known or identifiable familymember. This leaves me
as the only person with the full picture of what the prevailing
situation is in relation to the deposit and the late beneficiary of
the deposit.
According to practice, The Security Firm will by the end of this
financial year broadcast a request for statements of claim to SMITH &
WILLIAMSON, failing to receive viable claims they will most probably
revert the deposit back to SMITH & WILLIAMSON.This will result in the
money entering the SMITH & WILLIAMSON accounting system and the
portfolio will be out of my hands and out of the private banking
division.

This will not happen if I have my way. What I wish to relate to you
will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the
internal politics of the banking world aberrational.
The world of private banking especially is fraught with huge rewards
for those that occupy certain offices and oversee certainportfolios.
You should have begun by now to put together the general direction of
what I propose. There is Six Million dollars deposited in a security
firm, I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit for as far as SMITH & WILLIAMSON is
concerned. The transaction with our late customer concluded when I
sent the funds to the security firm, all outstanding interactions in
relation to the file are just customer services and due process.
The security Firm has no single idea of what's the history or nature
of the deposit. They are simply awaiting instructions to release the
deposit to any party that come forward. This is the situation. This
bank has spent great amounts of money trying to track this man's
family; they have investigated for months and have found no family.
The investigation has come to an end.

My proposal; you share the samesurname With our late client; I am
prepared to place you in a position to instruct The security Firm to
release the deposit to you as the closest surviving relation. Upon
receipt of the deposit,I am prepared to share the money with yo. That
is: I will simply nominate you as the next of kin and have them
release the deposit to you. We share the proceeds 60/40.I would have
gone ahead to ask that the funds be released to me, but that would
have drawn a straight line to me and my involvement in claiming the
deposit.
But on the other hand, you with the same very name as the original
depositor would easily pass as the beneficiary with right to claim.I
assure you that I could have the deposit released to you within a few
days. I will simply inform the bank of the final closing of the file
relating to the deceased. I will then officially communicate with The
Security Firm and instruct them to release the deposit to you. With
these two things: all is done.
The alternative would befor us to have The Security Firm direct the
funds to another bank with you as account holder. This way there will
be no need for you to think of receiving the money from The Security
Company. We can fine-tune this based on our interactions am aware of
the consequences of this proposal. I ask that if you find no interest
in this project that you should discard this mail. I ask that you do
not be vindictive and destructive. If my offer is of no appeal to you,
delete this message and forget I ever contacted you. Do not destroy my
career because you do not approve of my proposal. You may not know
this but people like myself who have made tidy sums out of comparable
situations run the whole private banking sector.

I am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let thischance pass me by,
for once I find myself in total control of my destiny. These chances
won't pass me by. I ask that you do not destroy my chance, if you will
not work with me let me know and let me move on with my life but do
not destroy me. I am a family man and this is an opportunity to
provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking.
I have evaluated the risks and the only risk I have here is from you
refusing to work with me and alerting my bank. I am the only one who
knows of this situation, good fortune has blessed you with a luck that
has planted you into the center of relevance in my life. Let's share
the blessing. If you find yourself able to work with me, contact me
through this email account. If you give me positive signals, I will
initiate this process towards a conclusion.
I wish to inform you that should you contact me via official channels;
I will deny knowing you and about this project. Irepeat, I do not want
you contacting me through my official phone lines nor do I want you
contacting me through my official email account. Contact me only
through the numbers I will provide for you and also through this email
address. I do not want any direct link between you and myself. My
official lines are not secured lines as they are periodically
monitored to assess our level of customer care in line with our Total
Quality Management Policy.Please observe this instruction religiously.

Please, again, note that I am a family man, I have a wife and
children. I send you this mail not without a measure of fear as to
what the consequences, but I know within me that nothing ventured is
nothing gained and that success and riches never come easy or on a
platter of gold. This is the one truth I have learned from my private
banking clients. Do not betray my confidence.

Kindly send your response to my private email address
Richardchampion32@myway.com
I await your response.

Richard Champion.